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Anthony Fernandes

Anthony Fernandes founded
SPC - smart property consulting
and is a renowned industry
expert on property in NE Brazil.
He leads a team of property
professionals and is referenced in:
The Move Channel

AIPP

SPC Overseas is a proud member of the AIPP (Association of Independent Property Professionals), the international property market industry regulatory body.

AIPP is not-for-profit organisation that is improving standards of professionalism in this market. In a largely unregulated industry, AIPP Members voluntarily agree to follow a strict professional Code of Conduct and Dispute Resolution Procedures, which offer protection to our clients.

As a member of AIPP, SPC Overseas is duty-bound to act with honesty, transparency and integrity in all dealings with the public and with its peers. For more information please visit www.aipp.org.uk

money, money, money

if it is possible to buy property investments in your name, but with other people's money, that has to be a good thing

Whether you have sufficient capital to make an investment purchase outright or not, you may wish to consider a mortgage. Mortgages in Spain are simple to maintain, as they increasingly are in countries such as Morocco, Hungary and Cape Verde.

As with many emerging markets in their early stages, property mortgages in Brazil are not yet available to non residents. This has prevented some investors from buying, despite the recognised high capital growth potential. Eighteen months ago, this was the case for investors buying in Bulgaria, Cape Verde and Morocco, where now financing is readily available for at least 50% of the property value. Market demand as ever will prevail and it is highly probable that within the next 18 months various property financing options will be available in Brazil. When mortgages do become available, we'll be one of the first to know about it. One thing that is certain is that as soon as financing does become readily available, there will be a huge increase in the number of buyers and property developers will increase prices.

Having a mortgage allows you to increase your spending power and potentially make higher returns. Check our Mortgage calculator to work out monthly repayments.

Equity release is another way of financing investments and allows you to release money from the value of your home. It can be a good way to supplement your income if, like many people, you are 'property rich but cash poor'. However, it is not necessarily right for everyone, and as equity release is such an important decision you should seek professional advice before committing yourself.

SPC Overseas works with specialist international mortgage brokers with the expertise and knowledge to find the best deals for you.

Please Contact us if you require any further assistance in obtaining a mortgage.

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mortgage calculator

Calulate how much your mortgage will cost you every month with the help of our instant mortgage calulator.

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4th February 2012